Social: Kiss the Blarney Brunch - Wednesday, March 17
10 a.m., Community Room
Follow the rainbow to the Turner Center and join us as we celebrate St. Patrick's Day. Please be sure to provide a drink or food item in celebration of this fun Irish holiday. Try to wear as much green as you can!
Hosted by the Social Committee; space is limited
Fifty Forward's March Events
*Bridge for Beginners - Tuesdays in March
1 -3 p.m., Community Room
Bridge is a trick-taking card game of skill and chance. It is played by four players who form two partnerships; the partners sit opposite each other at a table. The game consists of the auction (often called bidding) and play, after which the hand is scored. Space is limited
*Internet Travel - Thursday, March 4
9 - 10:30 a.m., Roos Classroom
Fee: $6 per person
Instructor, Dan Tholen (dstholen@comcast.net)
Would you like to be your own travel agent? Do you have a computer with an internet connection? If so, you can learn how to set up reservations and make all of your plans online. This class is designed to help show you various Web sites that will help you book flights, hotels, and rental cars all from the convenience of your own computer. This session will be filled with tips, helpful links, and information to get you started on finding some great travel deals online.
*How to Stay Safe on the Internet & Keeping Your PC Up-to-Date - Tuesday, March 16
Noon, Roos Classroom
Fee: $3 per person
Instructor, Herschell Martin (herschellmartin@bellsouth.net)
Join Herschell for instructions on how to avoid virus, malware and Trojan infected sites; staying safe using e-mail accounts; making sure virus scan information is current and activated; showing how to obtain free cleaning, virus and spyware software to protect your PC; showing how to rid your PC's of un-wanted programs; showing how to set PC's to auto update and download the latest fixes and patches from Microsoft and Windows official sites.
*Facebook for Beginners - Thursday, March 18
Noon, Roos Classroom
Fee: $3 per person
Instructor, Brianne Callahan (bcallahan@fiftyforward.org)
Are you interested in learning how to use Facebook? This Web site can connect you to family and friends. You must have an active email address in order to participate in this class. You will learn how to create an account, update personal information, request other Facebook users, send messages, and post pictures.
The registration book to sign up for programs is available on
Monday - Friday from 9 a.m. - 3 p.m. in the Turner Center Lobby.
Please contact Brianne Callahan, program director, at 615-646-9622 x72255 with questions.
The Bellevue Family YMCA and FiftyForward J. L. Turner Center is a partnership between the YMCA of Middle Tennessee and FiftyForward.
1 -3 p.m., Community Room
Bridge is a trick-taking card game of skill and chance. It is played by four players who form two partnerships; the partners sit opposite each other at a table. The game consists of the auction (often called bidding) and play, after which the hand is scored. Space is limited
*Internet Travel - Thursday, March 4
9 - 10:30 a.m., Roos Classroom
Fee: $6 per person
Instructor, Dan Tholen (dstholen@comcast.net)
Would you like to be your own travel agent? Do you have a computer with an internet connection? If so, you can learn how to set up reservations and make all of your plans online. This class is designed to help show you various Web sites that will help you book flights, hotels, and rental cars all from the convenience of your own computer. This session will be filled with tips, helpful links, and information to get you started on finding some great travel deals online.
*How to Stay Safe on the Internet & Keeping Your PC Up-to-Date - Tuesday, March 16
Noon, Roos Classroom
Fee: $3 per person
Instructor, Herschell Martin (herschellmartin@bellsouth.net)
Join Herschell for instructions on how to avoid virus, malware and Trojan infected sites; staying safe using e-mail accounts; making sure virus scan information is current and activated; showing how to obtain free cleaning, virus and spyware software to protect your PC; showing how to rid your PC's of un-wanted programs; showing how to set PC's to auto update and download the latest fixes and patches from Microsoft and Windows official sites.
*Facebook for Beginners - Thursday, March 18
Noon, Roos Classroom
Fee: $3 per person
Instructor, Brianne Callahan (bcallahan@fiftyforward.org)
Are you interested in learning how to use Facebook? This Web site can connect you to family and friends. You must have an active email address in order to participate in this class. You will learn how to create an account, update personal information, request other Facebook users, send messages, and post pictures.
The registration book to sign up for programs is available on
Monday - Friday from 9 a.m. - 3 p.m. in the Turner Center Lobby.
Please contact Brianne Callahan, program director, at 615-646-9622 x72255 with questions.
The Bellevue Family YMCA and FiftyForward J. L. Turner Center is a partnership between the YMCA of Middle Tennessee and FiftyForward.
Labels:
Events,
Fifty Forward
Fifty Forward's On the Road again
Next trip is with Bill Mckee as he guides us on an informative tour of Historic Nashville Churches on Wed., Feb. 17th.
Cost is $18, $5 extra for non-members
Lunch on your own at Swett's Restaurant
Buses leave from Fifty Forward sites J.L. Turner and Donelson locations
for more information, contact Joan Sincerbox at 646-0059
Cost is $18, $5 extra for non-members
Lunch on your own at Swett's Restaurant
Buses leave from Fifty Forward sites J.L. Turner and Donelson locations
for more information, contact Joan Sincerbox at 646-0059
Labels:
Fifty Forward
Fifty Forward Classes- Feb. schedule
Classes
Mah-Jongg for Beginners - Tuesdays
12:30 - 3 p.m., Davis Classroom
Individual or group lessons will be provided by a member of the Mah-Jongg group. If you have taken lessons and want to perfect your game, come and play at the Learner's Table with others who have little or no experience with the game. You can learn and watch until you feel proficient enough to join a regular game table. A seasoned player will always play at the Learner's Table.
*Cell Phone 101 - Second Tuesday of each month
10 a.m. - 11:30 a.m.., Roos Classroom
Does the thought of text messaging intimidate you? Would you like to learn how to quick dial your friends and family? We will give you personal instruction on this new wave of communication. If you are unsure if your phone is set up for text messaging, please contact your cell phone provider. Please bring your phone instruction manual with you. By appointment only
*Pinochle for Beginners - Tuesdays in February
1 -3 p.m., Community Room
Pinochle is a trick-taking game typically for two, three or four players and played with a 48 card deck. Derived from the card game bezique, players score points by trick-taking and also by forming combinations of cards into melds. Each hand is played in three phases: bidding, melds, and tricks. Space is limited
*Digital Photography: Taking Pictures - Tuesday, February 2
Noon - 3 p.m., Roos Classroom
Fee: $12 per person
Instructor, Pam Judd (judd_pamela@yahoo.com)
This class is for the first time digital camera owner. We will practice taking pictures and review basics for a good composition including basic camera operation, lighting, zooming in, landscapes, people, etc. Bring your camera and be ready to take that shot! We will be working inside and outside of the building. Space is limited
*Internet Simplified - Thursday, February 4
9 - 10:30 a.m., Roos Classroom
Fee: $6 per person
Instructor, Dan Tholen (dstholen@comcast.net)
Are you aware of all of the information you can find on the Internet? It can be used as a resource for news, weather, and sports, but there is so much more you can find. Dictionaries, encyclopedias, phone books ... you name it! In this class, we will look at some of the simple things you can do such as create an e-mail address, online shopping, and look up information. This class is perfect for someone who is very new to the Internet or for someone who has never used it. Space is limited
*Digital Photography for Beginners -
Thursdays, February 4, 11, 18
Noon - 2 p.m., Roos Classroom
Fee: $25 per person for the three-week session
Instructor, Pam Judd (judd_pamela@yahoo.com)
In this class we will learn the steps on how to download pictures from your digital camera onto a personal computer (PC). We will work with and create folders on the desktop and in drives. We will discuss folder organization, how to sign-on to your Internet email account, attach pictures to emails, and upload pictures to the Internet. Also, we will import pictures into documents and download pictures to the computer and work with Picasa software. Space is limited
Mah-Jongg for Beginners - Tuesdays
12:30 - 3 p.m., Davis Classroom
Individual or group lessons will be provided by a member of the Mah-Jongg group. If you have taken lessons and want to perfect your game, come and play at the Learner's Table with others who have little or no experience with the game. You can learn and watch until you feel proficient enough to join a regular game table. A seasoned player will always play at the Learner's Table.
*Cell Phone 101 - Second Tuesday of each month
10 a.m. - 11:30 a.m.., Roos Classroom
Does the thought of text messaging intimidate you? Would you like to learn how to quick dial your friends and family? We will give you personal instruction on this new wave of communication. If you are unsure if your phone is set up for text messaging, please contact your cell phone provider. Please bring your phone instruction manual with you. By appointment only
*Pinochle for Beginners - Tuesdays in February
1 -3 p.m., Community Room
Pinochle is a trick-taking game typically for two, three or four players and played with a 48 card deck. Derived from the card game bezique, players score points by trick-taking and also by forming combinations of cards into melds. Each hand is played in three phases: bidding, melds, and tricks. Space is limited
*Digital Photography: Taking Pictures - Tuesday, February 2
Noon - 3 p.m., Roos Classroom
Fee: $12 per person
Instructor, Pam Judd (judd_pamela@yahoo.com)
This class is for the first time digital camera owner. We will practice taking pictures and review basics for a good composition including basic camera operation, lighting, zooming in, landscapes, people, etc. Bring your camera and be ready to take that shot! We will be working inside and outside of the building. Space is limited
*Internet Simplified - Thursday, February 4
9 - 10:30 a.m., Roos Classroom
Fee: $6 per person
Instructor, Dan Tholen (dstholen@comcast.net)
Are you aware of all of the information you can find on the Internet? It can be used as a resource for news, weather, and sports, but there is so much more you can find. Dictionaries, encyclopedias, phone books ... you name it! In this class, we will look at some of the simple things you can do such as create an e-mail address, online shopping, and look up information. This class is perfect for someone who is very new to the Internet or for someone who has never used it. Space is limited
*Digital Photography for Beginners -
Thursdays, February 4, 11, 18
Noon - 2 p.m., Roos Classroom
Fee: $25 per person for the three-week session
Instructor, Pam Judd (judd_pamela@yahoo.com)
In this class we will learn the steps on how to download pictures from your digital camera onto a personal computer (PC). We will work with and create folders on the desktop and in drives. We will discuss folder organization, how to sign-on to your Internet email account, attach pictures to emails, and upload pictures to the Internet. Also, we will import pictures into documents and download pictures to the computer and work with Picasa software. Space is limited
Labels:
classes,
Events,
Fifty Forward
Cultural Event Tours-Feb/March
Cultural Events - Join us as we tour a place of interest on the second Thursday of each month. We will be departing from the Turner Center Lobby at the time stated. The price is noted next to each destination. Space is limited
February 11 @ 12:45 p.m. - Grounds Tour at Belle Meade Plantation
($12 per person with free wine tasting)
March 11 @ 8:45 a.m. - Bluebird Cafe ($4 per person)
*Theater - Join the Theater Group as they attend several shows throughout the year at a variety of venues. Please check the bulletin board in the Turner Center Lobby for up to date information. We will only be using the Turner Center van for these trips unless otherwise noted. Space is limited
Thursday, February 25
Blithe Spirit
The smash comedy hit of the London and Broadway stages offers up the story of fussy, cantankerous novelist Charles Condomine. Widower Charles is remarried to Ruth, but haunted (literally) by the ghost of his first wife, the clever and insistent Elvira who is summoned from the spirit world by a visiting 'happy medium' Madame Arcati. This Noel Coward classic is as light and frothy as meringue!
Chaffin's Barn
Drive on your own; Doors open @ 11 a.m.
Show begins @ noon
$20 per person
This is a "Brown Bag" matinee, which means no food will be served by Chaffin's Barn, but you are welcome to bring your own prepared food to this show.
Thursday, March 18
Curb Dress Rehearsal: Brahms & Big Sur
Schermerhorn Symphony Center
Leaving the Turner Center @ 9 a.m.
$4 per person
(Due to the popularity of the Symphony trips, we are implementing a new registration format. We will allow the first 25 people interested to sign-up. We will pull numbers from a hat and contact those people selected. The selected members have until the end of the week to make their payment. If someone does not pay on time, another number will be selected and that member will be asked to participate on this trip.)
*Heart of Country National Antique Show -
Friday, February 19
10 a.m., Gaylord Opryland Hotel
Fee: $11 per person
It's the "grand-daddy" of American antiques shows, where the finest antiques and decorative arts from every region migrate to Nashville -- the crossroads of America -- for Heart of Country! The tradition continues... quality dealers, exclusive exhibits, special guest speakers, popular walking tour, and more. It's where friends meet friends; dealers meet dealers, and everyone "captures the glory of "America's Favorite Antiques Show" - the one and only, original Heart of Country is held just once a year. Space is limited
February 11 @ 12:45 p.m. - Grounds Tour at Belle Meade Plantation
($12 per person with free wine tasting)
March 11 @ 8:45 a.m. - Bluebird Cafe ($4 per person)
*Theater - Join the Theater Group as they attend several shows throughout the year at a variety of venues. Please check the bulletin board in the Turner Center Lobby for up to date information. We will only be using the Turner Center van for these trips unless otherwise noted. Space is limited
Thursday, February 25
Blithe Spirit
The smash comedy hit of the London and Broadway stages offers up the story of fussy, cantankerous novelist Charles Condomine. Widower Charles is remarried to Ruth, but haunted (literally) by the ghost of his first wife, the clever and insistent Elvira who is summoned from the spirit world by a visiting 'happy medium' Madame Arcati. This Noel Coward classic is as light and frothy as meringue!
Chaffin's Barn
Drive on your own; Doors open @ 11 a.m.
Show begins @ noon
$20 per person
This is a "Brown Bag" matinee, which means no food will be served by Chaffin's Barn, but you are welcome to bring your own prepared food to this show.
Thursday, March 18
Curb Dress Rehearsal: Brahms & Big Sur
Schermerhorn Symphony Center
Leaving the Turner Center @ 9 a.m.
$4 per person
(Due to the popularity of the Symphony trips, we are implementing a new registration format. We will allow the first 25 people interested to sign-up. We will pull numbers from a hat and contact those people selected. The selected members have until the end of the week to make their payment. If someone does not pay on time, another number will be selected and that member will be asked to participate on this trip.)
*Heart of Country National Antique Show -
Friday, February 19
10 a.m., Gaylord Opryland Hotel
Fee: $11 per person
It's the "grand-daddy" of American antiques shows, where the finest antiques and decorative arts from every region migrate to Nashville -- the crossroads of America -- for Heart of Country! The tradition continues... quality dealers, exclusive exhibits, special guest speakers, popular walking tour, and more. It's where friends meet friends; dealers meet dealers, and everyone "captures the glory of "America's Favorite Antiques Show" - the one and only, original Heart of Country is held just once a year. Space is limited
Labels:
Events,
Fifty Forward
AARP - free tax appointments at Fifty Forward
It's tax time again!
AARP will be scheduling free tax appointments on Mondays from February 1 through April 12. These appointments will be held in our computer lab, so we will not have Open Computer Lab on those days.
AARP will be scheduling appointments on an hourly basis beginning at 9 a.m.
To make an appointment, please call 615-646-9622 x72259.
Please clearly leave your name and phone number on the voicemail and someone will return your call.
AARP will be scheduling free tax appointments on Mondays from February 1 through April 12. These appointments will be held in our computer lab, so we will not have Open Computer Lab on those days.
AARP will be scheduling appointments on an hourly basis beginning at 9 a.m.
To make an appointment, please call 615-646-9622 x72259.
Please clearly leave your name and phone number on the voicemail and someone will return your call.
Labels:
Fifty Forward,
tax tips
Fifty Forward's Feb. Events
*Lunch Bunch - First Friday of each month
Fee: $4 per person with lunch on your own
On the first Friday of each month, we will use our van to travel to a local restaurant. We will be leaving the Turner Center Lobby promptly at the time indicated below. Space is limited
February 5 @ 10:15 a.m.- Second Harvest Food Bank
We will be volunteering for an hour before our lunch. Please dress comfortably and do not wear open toed shoes. There will be no fee for the van as this is a volunteer opportunity. There will be a $12 cash lunch buffet at the First Harvest Cafe with all proceeds going to Second Harvest Food Bank.
March 5 @ 10:30 a.m. - McCreary's Irish Pub
*Social: Bingo Bash - Second Monday of each month
Noon, Community Room
Join us for a few games of Bingo each month. There is plenty of fun to be had at these events. There will be a grand prize given away to the member that wins the "cover all" Bingo game. Space is limited
February 8 - Potluck
March 8 - Bingo Bag Day
(Brown bag your lunch and pick prizes from our grab bag)
*Social: L-O-V-E Scavenger Hunt - Monday, February 15
Noon, Community Room
What is the Wikipedia definition of love? Which staff member is wearing a heart on their sleeve? Team up with another member to complete the L-O-V-E Scavenger Hunt in honor of Valentine's Day. Each team has one hour to complete the challenge. While awaiting the results, enjoy some tasty treats courtesy of Homewood Residence. The team with the most correct answers will be awarded a prize. Hosted by the Social Committee; space is limited
*Spelling Bee - Wednesday, February 24
Noon, Community Room
Would you like to participate in our spelling bee? This event is designed to be fun and to act as a stimulant for aging brains, but it also brings out a serious competitive streak. We will use a team approach as they will use paper and pen to come up with the correct word. If you prefer to not participate, we welcome you to come show your support for your fellow members. Space is limited
Fee: $4 per person with lunch on your own
On the first Friday of each month, we will use our van to travel to a local restaurant. We will be leaving the Turner Center Lobby promptly at the time indicated below. Space is limited
February 5 @ 10:15 a.m.- Second Harvest Food Bank
We will be volunteering for an hour before our lunch. Please dress comfortably and do not wear open toed shoes. There will be no fee for the van as this is a volunteer opportunity. There will be a $12 cash lunch buffet at the First Harvest Cafe with all proceeds going to Second Harvest Food Bank.
March 5 @ 10:30 a.m. - McCreary's Irish Pub
*Social: Bingo Bash - Second Monday of each month
Noon, Community Room
Join us for a few games of Bingo each month. There is plenty of fun to be had at these events. There will be a grand prize given away to the member that wins the "cover all" Bingo game. Space is limited
February 8 - Potluck
March 8 - Bingo Bag Day
(Brown bag your lunch and pick prizes from our grab bag)
*Social: L-O-V-E Scavenger Hunt - Monday, February 15
Noon, Community Room
What is the Wikipedia definition of love? Which staff member is wearing a heart on their sleeve? Team up with another member to complete the L-O-V-E Scavenger Hunt in honor of Valentine's Day. Each team has one hour to complete the challenge. While awaiting the results, enjoy some tasty treats courtesy of Homewood Residence. The team with the most correct answers will be awarded a prize. Hosted by the Social Committee; space is limited
*Spelling Bee - Wednesday, February 24
Noon, Community Room
Would you like to participate in our spelling bee? This event is designed to be fun and to act as a stimulant for aging brains, but it also brings out a serious competitive streak. We will use a team approach as they will use paper and pen to come up with the correct word. If you prefer to not participate, we welcome you to come show your support for your fellow members. Space is limited
Labels:
Events,
Fifty Forward
Green Proof Your Home! adds product line to their internet store
Greetings from Green Proof Your Home!
We have recently partnered with Greenhome.com, the most comprehensive marketplace on the Web for everything eco-friendly. Green Home consistently comes up #1 when searching on the Web for “green products” or “environmental products.” They have great solutions for greening your home, event or business. Check out the kids department for great eco-friendly holiday gifts.
We have made it incredibly easy for you to go green and every time you make a purchase from the environmental store located on our website at: http://greenproofyourhome.greenhome.com/, Green Home will share a portion of the revenue with our organization.
Green Home thoroughly researches all the products sold on its website, putting every product it carries through a rigorous evaluation process, ensuring each is as green as possible. This process requires that manufacturers provide detailed information about each product.
Just as Green Proof Your Home can help you take simple steps to "go green", we also believe in supporting businesses that are transforming local economies, supporting our health, and protecting our environment.
By making a purchase at Green Proof Your Home’s Green Home store, you will not only be strengthening our organization, but also supporting a company that is changing the way the world does business. Buying green products for yourself and others passes along the message that the environment matters…more than ever.
Be sure to check out our store at: http://greenproofyourhome.greenhome.com/
Please pass this email along to others to let them know.
Thank you for supporting Green Proof Your Home and a sustainable future for all of us,
Tara
TARA BILLER
Founder and Owner
Green Proof Your Home
615-829-9440
tbiller@greenproofyourhome.com
www.greenproofyourhome.com
We have recently partnered with Greenhome.com, the most comprehensive marketplace on the Web for everything eco-friendly. Green Home consistently comes up #1 when searching on the Web for “green products” or “environmental products.” They have great solutions for greening your home, event or business. Check out the kids department for great eco-friendly holiday gifts.
We have made it incredibly easy for you to go green and every time you make a purchase from the environmental store located on our website at: http://greenproofyourhome.greenhome.com/, Green Home will share a portion of the revenue with our organization.
Green Home thoroughly researches all the products sold on its website, putting every product it carries through a rigorous evaluation process, ensuring each is as green as possible. This process requires that manufacturers provide detailed information about each product.
Just as Green Proof Your Home can help you take simple steps to "go green", we also believe in supporting businesses that are transforming local economies, supporting our health, and protecting our environment.
By making a purchase at Green Proof Your Home’s Green Home store, you will not only be strengthening our organization, but also supporting a company that is changing the way the world does business. Buying green products for yourself and others passes along the message that the environment matters…more than ever.
Be sure to check out our store at: http://greenproofyourhome.greenhome.com/
Please pass this email along to others to let them know.
Thank you for supporting Green Proof Your Home and a sustainable future for all of us,
Tara
TARA BILLER
Founder and Owner
Green Proof Your Home
615-829-9440
tbiller@greenproofyourhome.com
www.greenproofyourhome.com
Labels:
Green101
Importance of Tax Planning
Importance of Tax Planning
By Ron Dubois, CPA
www.ronduboiscpa.com
Does anyone like unexpected or unnecessary income taxes?
I have been a tax professional during the past 25 years and I have seen many people pay more taxes than would have been required by law simply because they were not familiar with the current tax regulations and they did not know they could strategically plan ahead for taxes. It is important to know what the tax laws are so that you can plan a transaction and know the consequences of your choices before it is finalized. Most people don’t think about their tax situations until it is too late and you are filing your return. For this year, at least, your ship has already gone aground.
It pays to plan ahead.
Tax situations that can change during the year include changing jobs, working a second job, changing from being an employee to being an independent contractor or self-employed, getting married, getting divorced, becoming unemployed, selling property, selling a business, having or adopting a child, or taking a withdrawal from a retirement account. All these events affect the amount of taxes you will pay. Unfortunately, many times it results in unexpected additional money being owed at the end of the year.
How can you avoid owing additional money at the end of the year?
You do it by taking corrective action during the year. I always encourage my clients to contact me if their tax situation changes in any way or if they’re going to do anything that they think may impact their taxes and to run their plans by me “before” they do them. This gives me the opportunity to advise them of what the tax consequences could be, and what they can do so they don’t wind up owing a lot of money at the end of the year.
To help illustrate this here are some real examples I have seen. A single client purchased a new home and took money out of an IRA for the down payment. The IRA withdrawal combined with her wages exceeded the income limit for the First-Time Homebuyer Credit and she ended up being disqualified for half of the credit due to her income being too high. In another instance a client sold a rental property on December 31, 2008 and was required to pay the tax on the gain by April 15, 2009. If the property had closed on January 2, 2009 this client would have had an additional 12 months in order to pay the tax by April 15, 2010.
Good planning and knowledge of current tax rules will save you time and give you peace of mind with your finances.
Use of any information referred to is for general information only and does not represent personal tax advice either express or implied. You are encouraged to seek professional tax advice for personal income tax questions and assistance.
By Ron Dubois, CPA
www.ronduboiscpa.com
Does anyone like unexpected or unnecessary income taxes?
I have been a tax professional during the past 25 years and I have seen many people pay more taxes than would have been required by law simply because they were not familiar with the current tax regulations and they did not know they could strategically plan ahead for taxes. It is important to know what the tax laws are so that you can plan a transaction and know the consequences of your choices before it is finalized. Most people don’t think about their tax situations until it is too late and you are filing your return. For this year, at least, your ship has already gone aground.
It pays to plan ahead.
Tax situations that can change during the year include changing jobs, working a second job, changing from being an employee to being an independent contractor or self-employed, getting married, getting divorced, becoming unemployed, selling property, selling a business, having or adopting a child, or taking a withdrawal from a retirement account. All these events affect the amount of taxes you will pay. Unfortunately, many times it results in unexpected additional money being owed at the end of the year.
How can you avoid owing additional money at the end of the year?
You do it by taking corrective action during the year. I always encourage my clients to contact me if their tax situation changes in any way or if they’re going to do anything that they think may impact their taxes and to run their plans by me “before” they do them. This gives me the opportunity to advise them of what the tax consequences could be, and what they can do so they don’t wind up owing a lot of money at the end of the year.
To help illustrate this here are some real examples I have seen. A single client purchased a new home and took money out of an IRA for the down payment. The IRA withdrawal combined with her wages exceeded the income limit for the First-Time Homebuyer Credit and she ended up being disqualified for half of the credit due to her income being too high. In another instance a client sold a rental property on December 31, 2008 and was required to pay the tax on the gain by April 15, 2009. If the property had closed on January 2, 2009 this client would have had an additional 12 months in order to pay the tax by April 15, 2010.
Good planning and knowledge of current tax rules will save you time and give you peace of mind with your finances.
Use of any information referred to is for general information only and does not represent personal tax advice either express or implied. You are encouraged to seek professional tax advice for personal income tax questions and assistance.
Labels:
tax tips
Rumors - at Chaffin's Barn Jan7-Feb6
Rumors
a comedy by
Neil Simon
Jan 07 - Feb 06, 2010
Produced by John and Janie Chaffin
Directed by Bobby Wyckoff
Costumes by Melodie Madden Adams & Erin Parker
TD/Set Construction: John Chaffin
Set Design:Bobby Wyckoff and John Chaffin
Production Stage Manager -Mary Jo Kilzer
Starring
Mike Baum Trin Blakely Lydia Bushfield Ben Dawson
Kelly Lapczynski Christina Spitters
Judy Tamble Derek Whittaker and Charlie Winton
Reservations required
call 615-646-9977
www.dinnertheatre.com
Labels:
chaffin's barn
Annual Medicare Basic Training 2010
Presented by
Greater Nashville Regional Council/Area Agency on Aging & Disability
State Health Insurance Program (SHIP)
Free Medicare Information & Counseling
If you are interested in becoming a volunteer with the Greater Nashville SHIP, or if you just want to learn more about Medicare, make plans now to attend.
Tuesday and Thursday - March 2 & 4th 9am-3pm
Knowles Fifty Forward Center
174 Raines Ave, Nashville
snacks, drinks, and lunch served both days
Space is limited so reserve your spot today!
Call Mary Beth Best at 615-830-9268
Greater Nashville Regional Council/Area Agency on Aging & Disability
State Health Insurance Program (SHIP)
Free Medicare Information & Counseling
If you are interested in becoming a volunteer with the Greater Nashville SHIP, or if you just want to learn more about Medicare, make plans now to attend.
Tuesday and Thursday - March 2 & 4th 9am-3pm
Knowles Fifty Forward Center
174 Raines Ave, Nashville
snacks, drinks, and lunch served both days
Space is limited so reserve your spot today!
Call Mary Beth Best at 615-830-9268
Labels:
Voice on Medicare
Nashville Republican Women’s Caring for America program makes donation to The Safe Haven Family shelter
Family Shelter Receives Donation of 500 Hygiene Items
From Nashville Republican Women’s Caring for America Program
The Safe Haven Family Shelter which helps homeless families with children live independently, received a donation of over 500 hygiene items through the Nashville Republican Women’s Caring for America program. Shampoo, soap, lotions, deodorants, feminine hygiene products and baby items were among the products purchased by NRW members and delivered on November 4. NRW’s Caring for America Program will continue collecting donations for delivery on a quarterly basis. Shown above left to right: Brandy Transou, Safe Haven Office Manager; Mick Dalton, Caring for America member; Joyce Lavery, Safe Haven Executive Director; and Amy Dixon, Caring for America Chair.
Contact: Lynda Hayes, Publicity Chair, Nashville Republican Women
(215) 757-2501 (c)
GREATER NASHVILLE ASSOCIATION OF REALTORS NAMES NEW OFFICERS AND DIRECTORS FOR 2010
GREATER NASHVILLE ASSOCIATION OF REALTORS
NAMES NEW OFFICERS AND DIRECTORS FOR 2010
NASHVILLE, Tenn. (Dec. 4, 2009) – Lucy Smith has been elected president of the Greater Nashville Association of Realtors for 2010. Smith, a Realtor with Fridrich & Clark Realty, was sworn in Friday, Dec. 4, along with other GNAR officers. Her one-year term will begin on Jan. 1, 2010.
Officers serving with Smith for 2010 include, Alice Walker (The Wilson Group), President-Elect; Marshall Karr (Karr Investment Company) Vice President; Price Lechleiter (Zeitlin & Company, Realtors), Vice President; Kendra Cooke (Crye-Leike, Inc., Realtors), Secretary/Treasurer; and Mike Nichols (Zeitlin In Town), Immediate Past President.
Smith has been in the real estate industry for 10 years and is a member of both the Tennessee Association of Realtors and the National Association of Realtors. She currently serves on the residential forms committee for TAR. Smith has also served on the board of directors for the Nashville Ballet for past 15 years.
“Lucy is a great asset to our organization and I look forward to seeing GNAR continue to thrive under her leadership,” said Mike Nichols, 2009 GNAR president. “2009 certainly saw some challenges for the real estate industry, but the Greater Nashville market has shown some encouraging signs of improvement recently. It will be good to see our organization and the industry continue to strengthen and improve in the coming year.”
“It’s a great honor, and very humbling, to represent such an outstanding group of real estate professionals and lead GNAR into the new decade,” Smith said. “There have been many changes in our industry during the economic shifts of the past two years and there may be many more in the coming year. The current data provides reason to believe that the Greater Nashville real estate market it both stabilizing and strengthening. With our professional development, continuing education and many other programs and services, GNAR is positioned and prepared to help our members succeed in the new market conditions and we look forward to doing just that.”
GNAR members also elected new directors to rotating three-year terms from 2010 to 2012. Those elected include, Mary Sue Dietrich (Worth Properties), Cindy Stanton Fey (Crye-Leike REALTORS), Barry Owen (Keller Williams Realty) and Brian Taylor (Zeitlin & Co., REALTORS).
Those continuing their service on the GNAR Board of Directors include, John Brittle (French Christianson Patterson & Associates), Lori Caste (RE/MAX Elite) and Tom Williams (Crye-Leike, Inc. Realtors) who are finishing their second year of service. Directors finishing their first year of service include, Denise Beard (Crye-Leike, Inc., Realtors), Mark Deutschmann (Village Real Estate Services), Allen Huggins (BrokerSouth Real Estate Partners) and Hagan Stone (Pilkerton Realtors).
Tom Miller (Coldwell Banker Commercial Professionals) will serve a one-year term as the 2010 chair of GNAR’s commercial committee, replacing Bill Hawkins of The Charles Hawkins Coimpany. Richard Courtney (Fridrich & Clark Realty) will begin a two-year term as GNAR’s representative on the RealTracs (Middle Tennessee Regional Multiple Listing Service) Board of Directors, and on the GNAR board, as well. He replaces Tommy Patterson (French Christianson Patterson & Assoc.) who served two 2-year terms in that role.
Betty Lou Alsobrooks (RE/MAX Real Estate Center) finished her year of service as representative from the Dickson Chapter of GNAR and will be replaced by Alan Ragan (Ragan's Five Rivers Realty & Auct.).
Those completing their terms of service on the GNAR board of directors include, Susan Dale (Prudential Woodmont Realty Group), Sharon Kipp (RE/Max Elite) and Mandy Wachtler (Pilkerton Realtors).
In addition to the installment of 2010 officers, at the same meeting GNAR kicked off its Habitat for Humanity project for next year. The association will help fund and build a 14th Habitat Home in Nashville. GNAR’s Dickson Chapter also helped fund and build a Habitat home in Dickson this year and plans to do so again in 2010.
The Greater Nashville Association of REALTORSÒ is one of Middle Tennessee’s largest professional trade associations and serves as the primary voice for Nashville-area property owners. REALTORÒ is a registered trademark that may be used only by real estate professionals who are members of the National Association of Realtors and subscribe to its strict code of ethics.
An introduction to Chinese Medicine
Non-Needle Acu-Point Therapies & Acupuncture, are methods of encouraging the body to promote natural healing and improve function. This is done by stimulating Acu-Point locations via slight pressure, applying a gentle device or essential oil, and by inserting sterilized, stainless-steel needles (that are as fine as a human hair) into specific points located near or on the surface of the skin which have the ability to alter various biochemical and physiological conditions in order to treat a wide variety of illnesses.
Oriental Herbal Formulas have been patented since 500 A.D., and are tailored to the individuals constitution. Each formula is whole food based, and always has either licorice, ginger, or a digestive helper to ensure their are no side-effects. This is asia’s version of a Drug Store. One of the best details about the formulas, are that they commonly have 1/4, 1/3 vitamins, minerals that are within the herbs of the formula. They can be taken as a tea, capsule, tablet, or topically.
Oriental Medicine all based on scientific research, study, and practice of thousands of years. Views a person as an energy system in which body and mind are unified, each influencing and balancing the other. Unlike Western medicine which attempts to isolate and separate a disease from a person, Oriental Medicine emphasizes a wholistic approach that treats the whole person. Treating the specific reason you are seeking help for along with supporting your whole body.
Your professional practitioner will make a Oriental medical diagnosis based upon a thorough examination and consultation. The examination includes the assessment of the pulse, tongue, and japanese abdominal assessment. Once a diagnosis is made, your Oriental medical professional will choose the most appropriate acu- points for treatment.
Qi - Qi (pronounced chee) can be defined as the "air" or "vital substance" that animates and controls the observable functions of living beings. The basic foundation for Oriental medicine is that this vital substance flows through the body on channels known as meridians that connect all of our major organs. According to Oriental medical theory, illness arises when the cyclical flow of Qi in the meridians becomes unbalanced or is blocked.
The basis of acupuncture is expressed in this famous Chinese saying: "Bu tong ze tong, tong ze bu tong" which means "free flow: no pain, no free flow: pain."
In other words, any kind of pain or illness represents an obstruction in the normal flow of Qi or life force. Simply put, acupuncture and herbals moves, and regulates Qi, restoring free flow.
Acupuncture points are areas of designated electrical sensitivity that have been shown to be effective in the treatment of many specific health problems. They have been mapped out by the Chinese over a period of over 2000 years.
"EMAIL: Ryan@Ancienthealing.US for more about this information.
Ancient Healing and Wellness for the Whole Family
www.AncientHealing.US
Ryan W. Anderson: TN: L.Ac., Nationally Board- Certified in Oriental Medicine/ Acupuncture
Office: 725 Cool Springs Blvd, (Highwoods Office Park, Suite 600, Franklin, TN. 37067
Phone: (615) 656-3486,
(888) 293-3090
Oriental Herbal Formulas have been patented since 500 A.D., and are tailored to the individuals constitution. Each formula is whole food based, and always has either licorice, ginger, or a digestive helper to ensure their are no side-effects. This is asia’s version of a Drug Store. One of the best details about the formulas, are that they commonly have 1/4, 1/3 vitamins, minerals that are within the herbs of the formula. They can be taken as a tea, capsule, tablet, or topically.
Oriental Medicine all based on scientific research, study, and practice of thousands of years. Views a person as an energy system in which body and mind are unified, each influencing and balancing the other. Unlike Western medicine which attempts to isolate and separate a disease from a person, Oriental Medicine emphasizes a wholistic approach that treats the whole person. Treating the specific reason you are seeking help for along with supporting your whole body.
Your professional practitioner will make a Oriental medical diagnosis based upon a thorough examination and consultation. The examination includes the assessment of the pulse, tongue, and japanese abdominal assessment. Once a diagnosis is made, your Oriental medical professional will choose the most appropriate acu- points for treatment.
Qi - Qi (pronounced chee) can be defined as the "air" or "vital substance" that animates and controls the observable functions of living beings. The basic foundation for Oriental medicine is that this vital substance flows through the body on channels known as meridians that connect all of our major organs. According to Oriental medical theory, illness arises when the cyclical flow of Qi in the meridians becomes unbalanced or is blocked.
The basis of acupuncture is expressed in this famous Chinese saying: "Bu tong ze tong, tong ze bu tong" which means "free flow: no pain, no free flow: pain."
In other words, any kind of pain or illness represents an obstruction in the normal flow of Qi or life force. Simply put, acupuncture and herbals moves, and regulates Qi, restoring free flow.
Acupuncture points are areas of designated electrical sensitivity that have been shown to be effective in the treatment of many specific health problems. They have been mapped out by the Chinese over a period of over 2000 years.
"EMAIL: Ryan@Ancienthealing.US for more about this information.
Ancient Healing and Wellness for the Whole Family
www.AncientHealing.US
Ryan W. Anderson: TN: L.Ac., Nationally Board- Certified in Oriental Medicine/ Acupuncture
Office: 725 Cool Springs Blvd, (Highwoods Office Park, Suite 600, Franklin, TN. 37067
Phone: (615) 656-3486,
(888) 293-3090
Labels:
chinese medicine
Bellevue Middle School Edible Schoolyard project
The Bellevue Middle School Edible Schoolyard project - a planning charette led by the distinguished David Lose of Lose & Associates, Landscape Architects -
On Saturday, Dec 5th from 9:00 - 11:00 am (registration & coffee begins at 8:15 am) in the Bellevue Middle School LIbrary
We need a full house of participants & ideas - please mark your calendars & invite everyone you know that is interested in our schools or gardening or a better Bellevue
Charlie
On Saturday, Dec 5th from 9:00 - 11:00 am (registration & coffee begins at 8:15 am) in the Bellevue Middle School LIbrary
We need a full house of participants & ideas - please mark your calendars & invite everyone you know that is interested in our schools or gardening or a better Bellevue
Charlie
6-Year-Old Girl with Brain Cancer Hid Love Notes for Her Parents to Find After Her Death
When 6-year-old Elena Desserich was diagnosed with brain cancer, she began hiding hundreds of little love notes around the house for her parents to find after she was gone. Here’s the story:
Just before her sixth birthday, Elena Desserich (right) was diagnosed with brain cancer and given 135 days to live. She lived 255 days, passing away in 2007. After her death, Elena’s parents, Brooke and Keith, found hundreds of notes from Elena hidden around the house — in between CD cases, between bookshelves, in dresser drawers, in backpacks….
"It just felt like a little hug from her, like she was telling us she was looking over us"
To view her picture and read some of her 'love notes', click here
===============================================
Just before her sixth birthday, Elena Desserich (right) was diagnosed with brain cancer and given 135 days to live. She lived 255 days, passing away in 2007. After her death, Elena’s parents, Brooke and Keith, found hundreds of notes from Elena hidden around the house — in between CD cases, between bookshelves, in dresser drawers, in backpacks….
"It just felt like a little hug from her, like she was telling us she was looking over us"
To view her picture and read some of her 'love notes', click here
===============================================
Be Fair to the Fairgrounds
Councilman Crafton believes Fairgrounds should remain open
by Eric Crafton, Metro Councilman
I am sure most people have heard by now that Mayor Dean wants to close down the fairgrounds and have the property redeveloped as an office park or as a corporate headquarters by private business. HCA is one corporation that has expressed an interest in buying and redeveloping this property. While I would obviously be in favor of an "HCA-type" corporate expansion in Davidson County, I just don't feel that the fairgrounds is the right place for this to occur for a few reasons.
First, the original owners of the property gave it to Nashville for the express purpose of having a Tennessee State Fair and associated fairgrounds for exhibit space and other related activities. Later, a racetrack was built to help sustain interest and attendance at the fairgrounds. I can even remember as a child, riding the wooden roller coaster that once stood there with my grandmother. The point is that the fairground offers an entertainment venue everyone can enjoy, regardless of income level.
Also, many people, especially in today's economic climate can't afford Titans or Predators tickets. They may not be interested in seeing a show at TPAC or a performance at the Schermerhorn. At the fairgrounds people can pursue other interests like watching a car race, attending an antique show, entering a cake contest at the county fair or shopping at a flee market. While these activities may not seem as glamorous as going to the symphony and having dinner at The Palm afterwards, they are just as important to many people.
The major argument by Mayor Dean for closing the fairgrounds is because its reserve fund has gone down over the past few years. He also said that if the fairgrounds can't sustain itself financially, then we have to shut it down. Well, the reserve fund has gone down because many needed repairs and upgrades were completed the last few years. Money for the repairs was taken from the reserve fund, which is what the fund is for.
Furthermore, to say that something "must pay its own way without government help or else be shut down" is very disingenuous. Cases and points. This year the Metro Council passed a $15 million rent reduction for the Predators' ownership group because the team was losing money due to poor attendance. The Titans stadium debt is partially funded by a $4 million per year transfer payment from Metro Water; has anyone received his new storm water tax bill from Metro Water yet? Also, The Schermerhorn symphony hall received $4 million a year for four years to help pay for that project.
The point is even though the above-mentioned venues receive generous taxpayer support, and in most of those cases rightly so, comparatively speaking, the fairgrounds gets minimal governmental support, considering how many people spend time there; it is estimated that the attendance at the State Fair this year alone was the equivalent around two sold- out Titans games. The fairgrounds may not be a huge money-maker, although Buck Dozier, the person responsible for managing the fairgrounds says that next year with better weather, the Tennessee State Fair could produce enough revenue to have the fairgrounds "back in the black."
The fairgrounds park is a public place that thousands of people enjoy every year, and it should be protected and preserved. Government shouldn't take that away because the activities conducted there "aren't hip enough" or because private companies want the space for expansion purposes. If businesses want to expand in Nashville, do so on the 16 acres south of Broadway where a taxpayer-funded, billion-dollar convention center and hotel are planned to be built, not at the fair grounds.
by Eric Crafton, Metro Councilman
I am sure most people have heard by now that Mayor Dean wants to close down the fairgrounds and have the property redeveloped as an office park or as a corporate headquarters by private business. HCA is one corporation that has expressed an interest in buying and redeveloping this property. While I would obviously be in favor of an "HCA-type" corporate expansion in Davidson County, I just don't feel that the fairgrounds is the right place for this to occur for a few reasons.
First, the original owners of the property gave it to Nashville for the express purpose of having a Tennessee State Fair and associated fairgrounds for exhibit space and other related activities. Later, a racetrack was built to help sustain interest and attendance at the fairgrounds. I can even remember as a child, riding the wooden roller coaster that once stood there with my grandmother. The point is that the fairground offers an entertainment venue everyone can enjoy, regardless of income level.
Also, many people, especially in today's economic climate can't afford Titans or Predators tickets. They may not be interested in seeing a show at TPAC or a performance at the Schermerhorn. At the fairgrounds people can pursue other interests like watching a car race, attending an antique show, entering a cake contest at the county fair or shopping at a flee market. While these activities may not seem as glamorous as going to the symphony and having dinner at The Palm afterwards, they are just as important to many people.
The major argument by Mayor Dean for closing the fairgrounds is because its reserve fund has gone down over the past few years. He also said that if the fairgrounds can't sustain itself financially, then we have to shut it down. Well, the reserve fund has gone down because many needed repairs and upgrades were completed the last few years. Money for the repairs was taken from the reserve fund, which is what the fund is for.
Furthermore, to say that something "must pay its own way without government help or else be shut down" is very disingenuous. Cases and points. This year the Metro Council passed a $15 million rent reduction for the Predators' ownership group because the team was losing money due to poor attendance. The Titans stadium debt is partially funded by a $4 million per year transfer payment from Metro Water; has anyone received his new storm water tax bill from Metro Water yet? Also, The Schermerhorn symphony hall received $4 million a year for four years to help pay for that project.
The point is even though the above-mentioned venues receive generous taxpayer support, and in most of those cases rightly so, comparatively speaking, the fairgrounds gets minimal governmental support, considering how many people spend time there; it is estimated that the attendance at the State Fair this year alone was the equivalent around two sold- out Titans games. The fairgrounds may not be a huge money-maker, although Buck Dozier, the person responsible for managing the fairgrounds says that next year with better weather, the Tennessee State Fair could produce enough revenue to have the fairgrounds "back in the black."
The fairgrounds park is a public place that thousands of people enjoy every year, and it should be protected and preserved. Government shouldn't take that away because the activities conducted there "aren't hip enough" or because private companies want the space for expansion purposes. If businesses want to expand in Nashville, do so on the 16 acres south of Broadway where a taxpayer-funded, billion-dollar convention center and hotel are planned to be built, not at the fair grounds.
Labels:
MTN Cover Story
2009 End of Year Tax Tips
With less than nine weeks left until 2010, it makes sense to look at your personal and business tax situation and to know what tax easings set to expire in 2009 or delay action until new rules take effect in 2010. No one enjoys a larger tax bill in April only to find out that if action had been taken prior to December 31, hundreds or thousands of dollars could have been saved.
Most taxpayers benefit by accelerating tax deductions from 2010 into 2009 and deferring income until 2010 unless they expect to be in a higher tax bracket in 2010. Income tax rates are not expected to change in 2010.
First time home buyers won’t have to act by Nov. 30 to get a tax credit. Congress will extend the $8,000 credit for several months, well into 2010. Prospective buyers who already own a home should wait a brief time to buy because Congress is working on a bill that will give a $6,500 credit to buyers who’ve owned a home for 5 of the last 8 years.
If you are considering buying a new vehicle, it may be better to purchase by December 31, 2009. The deduction of sales tax on up to $49,500 of the cost of new vehicles for those who do not itemize their deductions is set to expire December 31, 2009 and is not expected to be extended.
If you have considered converting your IRA to a Roth, wait until 2010. Beginning in 2010 the tax on the conversion can be spread out over two years. Additionally, the ban on conversion for high incomers goes away.
Retirement plan distributions for those over 70 ½ are not required for 2009 but will be required again in 2010.
If you are an employee and also operate a side business, or have considerable other income you may want to consider increasing your employee withholding until December 31 to cover any tax shortfall thereby eliminating any underestimating tax penalty.
You should consult a qualified tax professional before making any decision.
Ron Dubois is a CPA licensed in both the states of Tennessee and Florida with offices in Brentwood, TN and Rockledge, FL www.ronduboiscpa.com 615-274-4203
Most taxpayers benefit by accelerating tax deductions from 2010 into 2009 and deferring income until 2010 unless they expect to be in a higher tax bracket in 2010. Income tax rates are not expected to change in 2010.
First time home buyers won’t have to act by Nov. 30 to get a tax credit. Congress will extend the $8,000 credit for several months, well into 2010. Prospective buyers who already own a home should wait a brief time to buy because Congress is working on a bill that will give a $6,500 credit to buyers who’ve owned a home for 5 of the last 8 years.
If you are considering buying a new vehicle, it may be better to purchase by December 31, 2009. The deduction of sales tax on up to $49,500 of the cost of new vehicles for those who do not itemize their deductions is set to expire December 31, 2009 and is not expected to be extended.
If you have considered converting your IRA to a Roth, wait until 2010. Beginning in 2010 the tax on the conversion can be spread out over two years. Additionally, the ban on conversion for high incomers goes away.
Retirement plan distributions for those over 70 ½ are not required for 2009 but will be required again in 2010.
If you are an employee and also operate a side business, or have considerable other income you may want to consider increasing your employee withholding until December 31 to cover any tax shortfall thereby eliminating any underestimating tax penalty.
You should consult a qualified tax professional before making any decision.
Ron Dubois is a CPA licensed in both the states of Tennessee and Florida with offices in Brentwood, TN and Rockledge, FL www.ronduboiscpa.com 615-274-4203
Labels:
tax tips
NotAlone Group Helping Returning Soldiers
Help and hope for soldiers and families dealing with re-entry and combat stress was the topic of a presentation to the Nashville Republican Women by Purple Heart and Bronze Star recipient Mike Jones (left) of "Not Alone." The charitable
organization provides confidential online programs and resources for those dealing with "the invisible wounds of war" at www.NotAlone.com. Also shown are Not Alone CEO Carter Andrews and Carolyn Amiot, First Vice President of the NRW.
Bellevue Clean Up Day a Trashin' Success!
Over 150 volunteers came out on a cold and cloudy Oct 24th to help clean up areas in Bellevue that needed a bit of a dustin' before winter comes around.
The Bellevue Exchange Club is the driving force behind the twice a year effort and the Bellevue Chamber pitched in as well.
Many thanks goes out to those who helped either through their own efforts or by sponsoring the event.
For more pictures and details please visit www.exchangeclubofbellevue.org/bellevueCLEANUP
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